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EB-5 investor visa: green card through investment explained

The EB-5 program offers a green card to foreign investors who invest in a new commercial enterprise in the United States that creates full-time jobs for U.S. workers. Investors can invest directly in their own business (Form I-526) or through a USCIS-designated regional center (Form I-526E). EB-5 first gives a two-year conditional green card, and the investor later files Form I-829 to remove the conditions.

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Who this is for

  • Foreign nationals who invest the required amount of capital in a new commercial enterprise in the U.S.
  • Investors whose investment will create (or, in some regional center cases, indirectly create) at least 10 full-time U.S. jobs
  • Investors who can document the lawful source and path of their investment funds
  • The investor's spouse and unmarried children under 21, who can be included as dependents
  • Investors inside or outside the U.S.

Forms involved

FormOfficial nameWhat it does
I-526EImmigrant Petition by Regional Center InvestorFiled by investors who invest through a USCIS-designated regional center project.
I-526Immigrant Petition by Standalone InvestorFiled by investors who invest directly in a business without a regional center.
I-485Application to Register Permanent Residence or Adjust StatusUsed by investors in the U.S. to apply for conditional residence when a visa is available; in some cases it can be filed with the I-526 or I-526E.
DS-260Immigrant Visa Electronic ApplicationUsed by investors abroad to apply for an immigrant visa.
I-829Petition by Investor to Remove Conditions on Permanent Resident StatusFiled near the end of the two-year conditional period to show the investment was sustained and the jobs were created.

Step by step

  1. Choose direct or regional center investmentDecide whether to invest in your own business or in a regional center project, and whether the project is in a targeted employment area or another reserved category.
  2. Make the investmentInvest the required capital, placing it at risk in the new commercial enterprise, and keep detailed records of where the money came from and how it moved.
  3. File Form I-526 or I-526ESubmit the petition with evidence of the investment, lawful source of funds and the job-creation plan.
  4. Apply for conditional residenceWhen a visa is available, file Form I-485 in the U.S. or go through consular processing abroad to receive a two-year conditional green card.
  5. Sustain the investment and create jobsThe investment must stay at risk and the required jobs must be created or expected to be created within the required time.
  6. File Form I-829File in the window before the conditional green card expires to request permanent (10-year) residence.

Documents usually requested

  • Passport, birth certificate and immigration history
  • Proof of investment, such as wire transfers and subscription agreements
  • Source-of-funds evidence: tax returns, pay records, sale documents, gift or loan records
  • Path-of-funds records tracing the money to the U.S. enterprise
  • Business plan and job-creation analysis or economic report
  • Business formation documents for the new commercial enterprise
  • Evidence of targeted employment area designation, if relevant
  • Regional center project documents (for I-526E cases)
  • For I-829: payroll records, tax filings and proof the investment was sustained

How long it takes

Timing depends on USCIS processing of the I-526 or I-526E and the I-829, visa availability in the Visa Bulletin for the investor's country and set-aside category, and how the project or business performs. See USCIS processing times.

Government filing fees

Forms I-526, I-526E and I-829 carry USCIS filing fees, regional centers pay separate integrity fund fees, and I-485 and consular processing have their own costs. Fees are set by USCIS and change; check the fee schedule (G-1055).

Working and traveling while you wait

Investors who file an I-485 can usually apply for a work permit and advance parole while it is pending. After becoming conditional residents, they can work and travel like other green card holders.

Common mistakes to avoid

  • Not being able to trace the lawful source and path of every dollar invested
  • Treating the investment as guaranteed — EB-5 capital must be at risk
  • Picking a project without checking its regional center status and job-creation plan
  • Assuming a location qualifies for the reduced investment level without proper designation
  • Missing the I-829 filing window before the conditional green card expires

How MyUSVisa helps

  1. Answer a guided questionnaire in your language and upload your documents once — we read, sort and assemble them into a clear case file and timeline.
  2. Your organized case is offered to licensed U.S. immigration attorneys who handle this type of case. Interested attorneys send you offers, and you compare and choose — or don't.
  3. Once you choose, you and your attorney work in one place: messages, documents, deadlines and automatic USCIS status updates, on the web and in the mobile app.
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Frequently asked questions

How much do I need to invest for EB-5?
The law sets two investment levels: a standard amount and a lower amount for targeted employment areas (rural or high-unemployment areas) and certain infrastructure projects. The amounts are set by statute and can be adjusted, so check the USCIS EB-5 page for the current figures.
What is the difference between a regional center and direct EB-5 investment?
In a direct investment, the investor puts money into their own business and must show 10 direct full-time jobs for U.S. workers. A regional center pools investor money into approved projects and may count indirect jobs, and the investor files Form I-526E instead of I-526.
Do I have to manage the business?
Not necessarily. The investor must be involved in the business, such as through policy decisions or being a limited partner, but regional center investors usually don't manage day-to-day operations.
Is the EB-5 green card permanent?
Not at first. EB-5 gives a two-year conditional green card, and the investor must file Form I-829 to show the investment was sustained and jobs were created before receiving permanent residence.
Can I file my green card application at the same time as the I-526E?
In many cases, yes, if the investor is in the U.S. and a visa is available for their category. Concurrent filing can allow the investor to apply for a work permit and travel document while waiting.

Official sources

Last reviewed: October 2026
This guide is general information, not legal advice, and reading it does not create an attorney–client relationship. Immigration rules, forms and fees change often — always check the official sources above. MyUSVisa is not a law firm and is not affiliated with USCIS or any government agency; legal advice comes only from the licensed attorney you choose.